Higher Rates: The Tempest in the Teapot

Anybody who was surprised that the Federal Reserve Board decided to raise its benchmark interest rate this week probably wasn’t paying attention. The U.S. economy is humming along, the stock market is booming and the unemployment rate has fallen faster than anybody expected. The incoming administration has promised lower taxes and a stimulative $550 billion infrastructure investment. The question on the minds of most observers is: what were they waiting for?

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Top 10 Beneficiary Designation Mistakes

January 2, 2015

By Beth Jones, RLP®, AIF®, CFT

The beneficiary designations on financial accounts are crucial decisions that will impact the success of a financial or estate plan.  Here are 10 common mistakes that you should discuss with your professional advisor to be sure your designations are correct for your personal situation.

Mistake No. 1:  Naming the Estate as Beneficiary of Life Insurance Policy

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Your Client is Not Just Another Number

October 3, 2014

By Ed McCarthy, CFP

At times it seems like the main focus of retirement planning is on numbers. Consider the frequent surveys that evaluate retirees’ or near-retirees’ readiness—the results usually evaluate how much money the survey’s participants have saved versus their expenses.

Sock away enough dough or cut your expenses sufficiently and you’re in good shape to pursue your retirement dreams; fail to save enough and you better brush up your barista or shelf-stocking skills.

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Beyond Investments: Help Clients With All Their Goals

July 21, 2014

By Bruce W. Fraser for Financial Planning

Benjamin Franklin once said, “Wealth is not his that has it, but his that enjoys it.” Most planners are trained to accumulate assets for clients. But today, as the baby boomer population grows and life expectations lengthen, more of planners' conversations are revolving around financial life planning.

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Virtual Afterlife: What Happens to Your Online Presence When You Die?

June 5, 2014

By Beth Jones, RLP®, AIF®, CFT

Have you considered what will happen to your Facebook, Twitter, and LinkedIn accounts when you pass away? Preparing a “digital estate plan” in advance can help ensure that your personal information remains safe and your wishes for your online persona are carried out.

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Spring Cleaning Your Financial Life

April 16, 2014

By Beth Jones, RLP®, AIF®, CFT

Spring is in the air. As the flowers come into bloom and the temperature ticks upward, you may experience a feeling of renewal. That’s often what spurs people to do their spring cleaning—a great idea. But while you’re at it, why not do some cleaning in your financial life as well? Even if you recently took a look at your finances as you prepared for tax season, there may be some items that could use attention. Following are some commonly neglected areas:

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